Financial Planners Article Library

Legend Financial Advisors, Inc.
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Van Eck Hard Assets Fund
Hussman Funds
Bill Gross
Steve Leuthold
Merger Fund Interview
Diamond Hill
Caldwell and Orkin
Leuthold Group Mutual Funds
Short History of Managed Futures
Designing Lower Volatility Portfolios
Differences between a Registered Investment Adviser and a Stockbroker
Risks of Managed Futures Investing
The New Roth 401(k) is Here
Illiquid Real Estate Investments: Are They Worth It?
A Primer On Managed Futures
Key Definitions For Managed Futures Funds
Investable Hedge Fund Indexes
The Survival Characteristics Of A Managed Futures Fund
The Arbitrage Corner
Just Who Is an Accredited Investor
The Alpha Hedged Strategies Fund
Is Staying Out of the Stock Market a Bad Idea?
A dollar decline: the good, the bad and the mediocre
How Interest Rates Affect Merger Arbitrage
REITS: an excellent portfolio diversifier, but should you invest in them?
How Volatile Can the Sock Market Be?
How Expensive is the Stock Market?
Q & A with Robert Arnott
Identity Theft Security Tips
8 Specific Tips
Help is On the Way 
Documents: Shred or Store
Protect Your Credit
 
Don't Fall for That E-Mail!
Applying for Credit: Check Your Credit Report First
Correct Credit Reporting Errors

Know the Score
 
Ways to Improve the Score
Section 529 Update
How to Find A Great Financial Advisor
REITS: A Great Diversification Investment
What is Risk?
Importance of Commodities
Small Business Tax Plan
Year End Tax Planning
Is it Time to Find a New Financial Advisor?
Risks of Traditional Investing
4 Steps to Secure Portfolio
Market Valuations
Economic and Securities Market Overview
Pre-59½ Distributions
Saving for College
Evaluating Earnings
Your 401(k) Plan
Long Term Care Insurance & Tax Issues
Uncertain Times - Risk and Diversification
Businesses Receive Temporary Depreciation Bonuses 
Medical Practices Receive Temporary Depreciation Bonuses
Succession Planning: Developing A Plan for Your Business
Erisa Retirement Plan Law Spells Out Fiduciary Issues


Identity Theft Security Tips

As our identity theft prevention program develops, we’ve included eight (8) specific tips in this month’s update to consider in helping with the prevention of identity theft through one’s everyday activities. By incorporating these eight (8) tips into daily routines, one can significantly decrease his/her chances of falling victim to this growing crime.
  1. Check your credit report regularly. To obtain your credit report, you can call the toll free numbers or visit the web sites listed below:
  2. Equifax: (800) 525-6285 www.equifax.com
    Experian: (888) 397-3742 www.experian.com
    TransUnion: (800) 680-7289
    www.tuc.com

  3. Be inquisitive before providing anyone with your personal information, especially your Social Security Number. Find out if a substitute I.D. # can be utilized for identification purposes instead of a Social Security Number.
  4. Pay close attention to billing cycles and contact creditors immediately if your bills do not arrive on time.
  5. Carry only the absolute necessities in your wallet.
  6. Do not print more than your name and address on checks.
  7. Make sure that all credit card receipts, copies of credit applications, insurance forms, bank checks and credit card offers received in the mail are disposed of properly.
  8. Consider purchasing a personal document shredder to destroy credit card offers and other personal items that are unnecessary to keep.
  9. Refrain from giving personal information out over the phone unless you have initiated the call.

Practicing these preventive tips will help thwart identity thieves and make you more aware of the surroundings around you. A proactive approach to fighting identity theft will help you eliminate aggravation and stress, and will save you time and money in the long run.

For further information, contact Louis P. Stanasolovich, CFPÔ at (412) 635-9210 or e-mail him at legend@legend-financial.com.

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